Here's some important news about interest rates that you really need to know: As directed by the Federal Housing Finance Agency (FHFA), the mortgage agencies, Fannie Mae and Freddie Mac, are required to increase the guarantee fee charged for all new mortgages financed on or after April 1, 2012. What does this mean? Rates on all agency loans (Fannie Mae and Freddie Mac) will start to reflect the extra cost in higher interest rates as soon as February 1st. So if you've been waiting on lower rates, now is a great time to get off the fence. Waiting could cost you dearly! Please give us a call or email to discuss your unique situation and so we may answer any questions you have. 
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