KnoxMovesNOW.com Cities: Best Quality of Life Without Financial Sacrifices Cities: Best Quality of Life Without Financial Sacrifices Knoxville, Tennessee Knoxville is home to the University of Tennessee, but the city is more than a college town. Located in the foothills of the Appalachian Mountains, it offers its residents history, culture and entertainment. The cost of living in Knoxville is 8.2% lower than the U.S. average. The median home price in Knoxville is $314,700. That’s 6.9% cheaper than the national average home cost. Renting a two-bedroom unit in Knoxville costs $1,190 monthly, which is 16.8% less than the national average rent for a two-bedroom apartment. The median household income is $44,308, and the average commute time is just under 20 minutes. “Knoxville is another city where the cost of living is significantly below the national average,” Williams said. “Housing is particularly affordable, and the city provides a friendly and welcoming community. Knoxville offers a mix of urban and outdoor activities, with the Great Smoky Mountains nearby for nature enthusiasts. The local economy is diverse, with strong education, manufacturing and retail sectors. Additionally, the University of Tennessee adds a youthful and dynamic vibe to the city.” GOBankingRates

October 26, 2023 12:00 PM EDT Mortgage Rates Continue to Climb Toward Eight Percent MCLEAN, Va., Oct. 26, 2023 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 7.79 percent. “For the seventh week in a row, mortgage rates continued to climb toward eight percent, resulting in the longest consecutive rise since the Spring of 2022,” said Sam Khater, Freddie Mac’s Chief Economist. “Rates have risen two full percentage points in 2023 alone and, as we head into Halloween, the impacts may scare potential homebuyers. Purchase activity has slowed to a virtual standstill, affordability remains a significant hurdle for many and the only way to address it is lower rates and greater inventory.” News Facts 30-year fixed-rate mortgage averaged 7.79 percent as of October 26, 2023, up from last week when it averaged 7.63 percent. A year ago at this time, the 30-year FRM averaged 7.08 percent. 15-year fixed-rate mortgage averaged 7.03 percent, up from last week when it averaged 6.92 percent. A year ago at this time, the 15-year FRM averaged 6.36 percent. The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. For more information, view our Frequently Asked Questions. Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability, affordability and equity in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | Twitter | LinkedIn | Facebook | Instagram | YouTube MEDIA CONTACT: Angela Waugaman (703)714-0644 Angela_Waugaman@FreddieMac.com A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/8eb7bde4-e547-4e21-a9a2-34735b94f3d3 View this release → Or click here to view all releases. You are subscribed to Freddie Mac Investor Relations' e

JustListedKnoxville.com 5 Unwritten Etiquette Rules Home Buyers Might Not Even Realize Are a Big deal if you're looking to buy a home, you're probably eager and excited. That's fine, but just keep in mind that in this heightened emotional state, it's easy to get swept up in the moment and behave, well, not perfectly.

This can lead to trouble since, just like anything else, buying a home comes with its own set of rules. Some may be fairly obvious since they're outlined in all that real estate paperwork you'll soon be signing. But some of these rules are the unwritten, etiquette-based kind. And if you break 'em, it could still stop a real estate deal in its tracks.

Worried you might not be aware of all the things you might do that could inadvertently rub home sellers or real estate agents the wrong way? Then heed these five etiquette rules that many homebuyers might all too easily overlook.

Rule 1: See a house online you love? Don't call the listing agent.

You're not going to get a better deal by going directly to the listing agent, they represent the seller and are just trying to get the seller the best price.

As buyers agents, JustListedKnoxville.com provides buyers with the most accurate, up-to-date data on homes in their area, access to Zillow, Homes, Amazon, Nextdoor, Trulia and Realtors alongside MLS Listed Homes.

Rule 2: Don't ask your agent to show you homes until you sign a buyer broker agreement.

A buyer-broker agreement is a contract that defines the relationship between the buyer (that's you) and your real estate agent. The agreement is good for both parties since it outlines exactly what services the broker is going to provide.  Remember that buyer's agents are only paid if they close a deal—they aren't paid for their time. 

Rule 3: Don't make an offer without mortgage pre-approval

A mortgage pre-approval is a letter from a lender saying it will provide you with financing to buy a home up to a certain loan amount. It makes everyone's lives easier since it provides proof of how much home you can afford to buyers and agents—and that you can put your money where your mouth is with an offer. Without it, your offer is an empty promise.

Rule 4: Don't be late to home showings—or bail entirely

If you have an appointment with your agent to view a home, treat it like a priority. If you're going to be late or can't make it, call your agent and let him know.

Rule 5: Don't pretend you're ready to buy if you know you're really not

This one might sound like a no-brainer, but it's such a big part of real estate etiquette it's worth driving home: Don't pretend that you're ready to buy if you aren't.

We are your top rated #1 real estate agents from Just Listed Knoxville Real Estate: Contact personally: Tim Sharp | Direct: (865) 705-2062 | JustListedKnoxville.com

New Listings Today and Every Day updated every 15 minutes

Tellico Village Homes For Sale | Tellico Village #1 Home Search.

Tellico Village Homes For Sale | Tellico Village #1 Home Search. ‎ CLICK LINK http://bit.ly/tellicolake There's so much to love about Tellico Village, located on Tellico Lake. Tellico Village is a large lakeside planned community on the western shores of Tellico Lake, near the Smoky Mountains in East Tennessee. ... Tellico Village is comprised of eight neighborhoods: Chatuga, Chota, Coyatee, Kahite, Mialaquo, Tanasi, Tommotley, and Toqua. ... Tellico Village ... Want to learn more about Tellico Village?

Tim is a real estate agent who specializes in helping buyers and sellers in this community. He can help you find resale homes for sale. 

Your Preferred Realtors® of Choice 2022  Michael Allen 865-803-3558 Direct/Text  Broker/ REALTOR  …. Steve Albin 865-964-9476 Direct/Text REALTOR/Broker

https://www.knoxmoves.com/

Homes Qualify for 100% financing.

Homes Qualify for 100% financing. Social Media Special NOTICE See homes Click HERE  http://bit.ly/THDAGreatStart THDA has revised some zip codes 37912,37914,37917,37920,37716 to their $15,000 down payment assistance program but the ones list below are still available. This will qualify you for 100% financing in these zip codes with this down payment assistance. Give us a call today and see how you can qualify Lenders Standing By! 

Your Preferred Realtors® of Choice 2022  Michael Allen 865-803-3558 Direct/Text  Broker/ REALTOR  …. Steve Albin 865-964-9476 Direct/Text REALTOR/Broker

https://www.knoxmoves.com/

NOTE: Some properties will not traditionally finance due to condition.

Hottest March Madness Homes Start here

Hottest March Madness Homes Start here ➡️ JustListedKNOXVILLE.com  Never house-hunt alone. Finding the right home and scheduling a showing is quick and easy. We’ve eliminated the old school methods that slow everything down and contribute to frustration.We negotiate your offer, guide you through the escrow process, and make sure all of your interests are protected. Tim Sharp 865-705-2062 REALTOR We can be reached by phone, email, or even by text messaging 

WHAT’S SELLING NOW: Recent residential sales in Knoxville.

WHAT’S SELLING NOW: Recent residential sales in Knoxville. Click Here http://bit.ly/2H7pkRQ - focuses on homes that sold, allowing you to compare single-family homes, condos different areas of Knoxville.

Properties listed with JustListedKnoxville.com a member of the Knoxville Area Association of REALTORS Multiple Listing Service (MLS) will be listed online with all other participating broker websites, marketing the home to a much larger buyer population. And those MLS properties generally offer compensation to agents who represent buyers, incentivizing them to show and sell the property and again potentially enlarging the buyer pool.

Tim Sharp 865-705-2062 REALTOR CLICK HERE JustSOLDknoxville.com Just Listed Knoxville Real Estate 865-705-2062 Regional Office 1515 Spring Hill Rd, Knoxville, TN 37914 Tennessee Brokers License # 264319