DAILY REAL ESTATE NEWS | LESS Cash at closing a Lot less CASH

DAILY REAL ESTATE NEWS | LESS Cash at closing a Lot less CASH...... We work to obtain the best price, known incentives .It’s Easier to Get a Mortgage and Homes Are Still Affordable. Learn More http://justlistedknoxville.com/justright/

Buying a House Without Your Spouse:

Buying a House Without Your Spouse: Your Mortgage Questions Answered. There are a lot of things to consider when you’re getting ready to buy a house. But if you’re married, one that you might not have thought about is whether you and your spouse should both be on the home loan. In some cases, having only one spouse on the mortgage might be the best option.

If you’re looking to get a mortgage without your spouse, or if you’re just wondering why in the world someone would do this, I’ve got a few answers. I spoke with Lindsay Villasenor, a Quicken Loans operations director, to get some insight on what happens when only one spouse is on a mortgage. If you’re married and you’re taking the plunge into the real estate market, here’s what you should know about buying a house with only one spouse on the loan.

Why Would You Buy a House Without Your Spouse? One Spouse Has a Low Credit Score. One Spouse’s Income Doesn’t Meet the Requirements. This simply means that you’ll need two years of W2s, two years of tax returns and two months of bank statements. Your Mortgage Company May Look at Your Spouse’s Debt. If one spouse has a lot of debt, you might consider leaving them off the mortgage to decrease your DTI ratio. However, if the home is in a community property state and you’re getting a FHA or VA loan, both spouses’ debts will be taken into consideration.

Well, there you have it. Are you and your spouse considering a one-spouse mortgage? Leave your questions in the comments section below!

We showcase Every REALTOR® listing that is entered into the MLS http://justlistedknoxville.com/

85 OPEN Properties TODAY Direct From Every REALTOR

85 OPEN Properties TODAY Direct From Every REALTOR From Every Real Estate Company Coldwell Banker Century 21 ERA Real Living Re/Max Realty Executives Sotheby's International Weichert Assist-To-Sell Prudential Exit Real Crye-Leike just to name a few. Direct MLS properties from the largest clearinghouse of homes for sale in this region. http://justopentoday.com/

YOUR Home is Here.

Hot Home Buyer, Coming Soon Home Buyer, Selling Soon Home Buyer, Open House Home Buyer , Vacation Home Buyer , Lake Home Home Buyer, Move up Home Buyer , First Time Buyer Homes, Reduced Priced Home Home Buyer , New Listings from the MLS Home Buyer, Trade- Down Home Buyer, Single Home Buyers, Multi-Family Home Buyer, Vintage Home Buyer, Townhouse/Condo Home Buyer, Investment Home Buyer, Relocation Home Buyer, Empty Nester Home Buyer, Trade-Up Home Buyer, 

YOUR Home is Here. http://justlistedknoxville.com/

Find Homes that don't need a 20% Down Payment.

It's a terrific time to be a home buyer. Home values are rising; mortgage rates are dropping to year-ago levels; and, there is an abundance of low- and no downpayment mortgages available for today's buyers.

May MLS Existing Home Sales report showed homes selling more quickly, 53% of homes sold in 60 days or fewer.

Again, 53% of homes sold in 60 days or fewer.

Current - Comprehensive - Connected READY TO GET STARTED? Bring the family http://justlistedknoxville.com/

YOUR Home is Here

Hot Home Buyer, Coming Soon Home Home Buyer, Selling Soon Home Buyer, Open House Home Buyer , Vacation Home Buyer , Lake Home Home Buyer, Move up Home Buyer , First Time Buyer Homes, Reduced Priced Home Home Buyer , New Listings from the MLS Home Buyer, Trade- Down Home Buyer, Single Home Buyers, Multi-Family Home Buyer, Vintage Home Buyer, Townhouse/Condo Home Buyer, Investment Home Buyer, Relocation Home Buyer, Empty Nester Home Buyer, Trade-Up Home Buyer, YOUR Home is Here. http://justlistedknoxville.com/

Today 107 REDUCED PRICED Homes in the MLS.

Today 107 REDUCED PRICED Homes in the MLS. The Original Home Shopping Network....Current - Comprehensive - Connected -http://justlistedknoxville.com/  Oh yeah, in the next 2 weeks you will know of friends, neighbors, or coworkers who are looking to sell or buy a home or need a mortgage. “‘Be sure to tell them about us working together and feel free to send them our contact information or contact us personally or call us right away with their phone numbers so that we can help them, too.’