FHA Waives Foreclosure Waiting Periods Via Its “Back To Work

YES this Year I'm going to Buy a HOME of My OWN.

For Immediate Release: Mortgagee Letter 2013-26 Date: August 15, 2013| Effective Immediately, FHA Waives Foreclosure Waiting Periods Via Its “Back To Work – Extenuating Circumstances” 

FHA is continuing its commitment to fully evaluate borrowers who have experienced periods of financial difficulty due to extenuating circumstances. 

As a result of the recent recession many borrowers who experienced unemployment or other severe reductions in income, were unable to make their monthly mortgage payments, and ultimately lost their homes to a pre-foreclosure sale, deed-in-lieu, or foreclosure. Some borrowers were forced to file for bankruptcy to discharge or restructure their debts.

Because of these recent recession-related periods of financial difficulty, borrowers’ credit has been negatively affected. FHA recognizes the hardships faced by these borrowers, and realizes that their credit histories may not fully reflect their true ability or propensity to repay a mortgage.

To that end, FHA is allowing for the consideration of borrowers who have experienced an Economic Event and can document that: certain credit impairments were the result of a Loss of Employment or a significant loss of Household Income beyond the borrower’s control; the borrower has demonstrated full recovery from the event; and, the borrower has completed housing counseling.

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HUGE bedroom... New carpet and paint

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What will YOU do TODAY?

 What will YOU do TODAY?

In the Smokies you could do everything....or nothing at all. Then again, you could relax with a glass of wine on your deck, against the backdrop of a spectacular sunset. http://www.justlistedsmokies.com/

2012-13 Cost vs. Value: Make the First Impression Count When Selling

 Updating the outside of a home pays off, according to this year’s Cost vs. Value Report. Real estate professionals ranked exterior improvement projects as winning the buyers’ eye and providing sellers with the most return on investment.

 Tina and Steve give no-nonsense real estate advice to buyers and sellers most pressing questions. "Steve Albin is a Tennessee Real Estate Broker" and a "Certified Residential Specialists"

 The highest compliment for us, is for you to share this content with everyone you know who might benefit from the information. Thank you!

 Less Time on the Market - More Money - Less Hassle - Fewer Reductions - More Multiple Offers http://justsoldknoxville.com/  
 Tina and Steve give no-nonsense real estate advice to buyers and sellers most pressing questions. "Steve Albin is a Tennessee Real Estate Broker" and a "Certified Residential Specialists"    The highest compliment for us, is for you to share this content with everyone you know who might benefit from the information. Thank you!    Less Time on the Market - More Money - Less Hassle - Fewer Reductions - More Multiple Offers http://justsoldknoxville.com/

Inside look at Ripley's Aquarium of the Smokies in Gatlinburg, TN

President Obama to visit Tennessee to learn a thing or two in how to get things done should be expected.

Thanks to Tennessee Lawmakers, we've cut taxes, balanced our budget, and have the lowest debt of any state in the Union. It's a recipe for success.


If your one of the residents of another state and have begun voting with your feet, deciding to move out of the state instead of thinning your pocket through unwanted taxation, and wanting a state to welcome you with open arms maybe No-Income-Tax Knoxville Tennessee area might be for you......

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Properties enter the market every day at JustListedKnoxville.com To stay ahead of the competition, it's important for buyers to have access to properties as soon as they become available. No matter if your an First time buyer, Move up Buyer, Senior buyer, and Vacation Home buyer You'll find properties and condos that have been added to the JustListedKnoxville.com web site within the last 24 hours and this week. Be sure to check back daily to see the latest listings to enter the market. You can also expand your search to all East Tennessee real estate listings. For additional information Contact us. http://justlistedknoxville.com/