Asteroids, Meteors and Falling Satellites: Are They Covered By Insurance Insurance Information Institute?

Just Listed Knoxville .com Asteroids, Meteors and Falling Satellites: Are They Covered By Insurance Insurance Information Institute?

Forecasts of debris from satellites falling to earth regularly receive attention in the news media but the prospect of asteroid debris striking the planet, which occurred on February 15, 2013, in Russia, poses an equally compelling risk to life and property. While the likelihood of actually getting struck by a satellite, a meteor or an asteroid is extremely rare, the good news is that if one of these falling objects does hit you, your home, your car or your place of business, you would be you are financially protected by insurance.


Falling objects, including satellites, asteroids, meteors and space debris, are covered under standard homeowners and business insurance policies. There is coverage for the damage the falling object causes to the structure of the home or business, as well as to property or belongings damaged within the building.


If a satellite, meteor or asteroid falls on your car, coverage is provided under the optional comprehensive portion of an auto insurance policy. And if falling debris causes an auto accident, the liability portion of the policy would come into play.


In the tragic event that space debris were to strike a person, his or her injuries would be covered under health insurance and, in the event of a death, existing life insurance policies would kick in.

So, even when the sky seems to be falling, insurance can provide peace of mind.

Let’s go shopping for your Knoxville area home!

Steve Albin gives no-nonsense real estate advice to buyers and sellers most pressing questions. "Steve Albin is a Tennessee Real Estate Broker" and a "Certified Residential Specialists"The highest compliment for me, is for you to share this content with everyone you know who might benefit from the information. Thank you!

Tennessee Real Estate Broker - REALTORS/MLS - Certified Residential Specialists CRS - Certified Buyer's Representative - Certified New Home Specialist - Short Sales & Foreclosures Certified - Residential Construction Certified.

Realty Investors LLC Regional Office 507 N Cedar Bluff Rd Knoxville, Tennessee 37923 Tennessee Real Estate License 261417 865-691-5348 Each Office is Independently Owned and Operated. Property Data Provided Agent and Companies member of: Knoxville Area Association of REALTOR® MLS and Great Smoky Mountains Association of REALTORS® MLS http://justlistedknoxville.com/

Oh yeah, in the next 2 weeks you will know of friends, neighbors, or coworkers who are looking to sell or buy a home or need a mortgage. “‘Be sure to tell them about us working together and feel free to send them our contact information or contact us personally or call us right away with their phone numbers so that I can help them, too.’

Home Supply Falls Before Key Selling Season

"Sellers are calling the shots right now," Homes are selling faster. The combination of rising demand and falling supply portends slim pickings for home shoppers during the season, which kicks off in March and traditionally is the year's busiest time for transactions. Nick Timiraos at The Wall Street Journal

WE NEED LISTINGS!!! We have buyers and no homes on the market! Are you worried about listing during the "slow" time of year? Well, it's not slow! New builds are starting all over the place, houses are selling, prices are rising......Please if you or anyone you know is considering buying or selling a home! http://justlistedknoxville.com/

Less Time on the Market - More Money - Less Hassle - Fewer Reductions - More Multiple Offers

Tennessee Real Estate Broker - REALTORS/MLS - Certified Residential Specialists CRS - Certified Buyer's Representative - Certified New Home Specialist - Short Sales & Foreclosures Certified - Residential Construction Certified.

Realty Investors LLC Regional Office 507 N Cedar Bluff Rd Knoxville, Tennessee 37923 Tennessee Real Estate License 261417 865-691-5348 Each Office is Independently Owned and Operated. Property Data Provided Agent and Companies member of: Knoxville Area Association of REALTOR® MLS and Great Smoky Mountains Association of REALTORS® MLS http://justsoldknoxville.com/

BUY NOW BEFORE THE GOVERNMENT CHARGES YOU higher mortgage prices or lose access to financing all together, Under the 2,500 pages of The Qualified Mortgage rule, or QM, to take effect January 10, 2014

YES YOU CAN BUY..........Our Free Purchase Assistant Click HEREhttp://justlistedknoxville.com/loans/ has been designed to help narrow down options based on your individual needs. It's quick, it's easy. Loan programs FHA (96.50%) Conventional ( 95%) VA ( 100%) USDA Rural Development (102%) THDA (100%) Obtain information from several lenders Obtain all important cost information Obtain the best deal that you can Remember: Shop, compare, negotiate.

Steve Albin gives no-nonsense real estate advice to buyers and sellers most pressing questions. "Steve Albin is a Tennessee Real Estate Broker" and a "Certified Residential Specialists" The highest compliment for me, is for you to share this content with everyone you know who might benefit from the information. Thank you! Click HERE http://justlistedknoxville.com/loans/

Tennessee Real Estate Broker - REALTORS/MLS - Certified Residential Specialists CRS - Certified Buyer's Representative - Certified New Home Specialist - Short Sales & Foreclosures Certified - Residential Construction Certified.

Realty Investors LLC Regional Office 507 N Cedar Bluff Rd Knoxville, Tennessee 37923 Tennessee Real Estate License 261417 865-691-5348 Each Office is Independently Owned and Operated. Property Data Provided Agent and Companies member of: Knoxville Area Association of REALTOR® MLS and Great Smoky Mountains Association of REALTORS® MLS Click HERE http://justlistedknoxville.com/loans/
Source economistsoutlook.blogs.realtor.org/2013/02/11/restarting-mortgage-finance-step-1/

Quiz Time: Test Your Mortgage IQ! How much do you really know about mortgages?

Several studies show that when it comes to home lending many Buyers do not shop around, and they may be leaving thousands of dollars on the table. In fact, many Americans spend more time shopping for a new car than for their new mortgage.


So why don’t most Buyers shop around for a mortgage? Some studies suggest it’s because Buyers lack the knowledge about “how” to do it.

They aren’t familiar with the terms, the rules and the forms. And as we all know, it can get confusing!

WE'RE Your Number 1 REALTOR of Choice..... Let’s go shopping for your Knoxville area home!

Tennessee Real Estate Broker - REALTORS/MLS - Certified Residential Specialists CRS - Certified Buyer's Representative - Certified New Home Specialist - Short Sales & Foreclosures Certified - Residential Construction Certified.

Realty Investors LLC Regional Office 507 N Cedar Bluff Rd Knoxville, Tennessee 37923 Tennessee Real Estate License 261417 865-691-5348 Each Office is Independently Owned and Operated. Property Data Provided Agent and Companies member of: Knoxville Area Association of REALTOR® MLS and Great Smoky Mountains Association of REALTORS® MLS http://justlistedknoxville.com/

Oh yeah, in the next 2 weeks you will know of friends, neighbors, or coworkers who are looking to sell or buy a home or need a mortgage. “‘Be sure to tell them about us working together and feel free to send them our contact information or contact us personally or call us right away with their phone numbers so that I can help them, too.’ http://justlistedknoxville.com/TestYourMortgageIQ.htm

Knoxville Area Association of REALTORS

Knoxville Area Association of REALTORS members gathered Thursday evening, February 7th at The Foundry on the World’s Fair site to install the association’s 2013 officers and directors. Dolly Smith, broker/owner of Rocky Top Realty was installed as president.


Doyle Webb, Realty Executives Associates, is the 2013 president-elect. Michael Pappas, Coldwell Banker Wallace & Wallace is the 2013 treasurer. Amanda Stone, LaConte Realty is the immediate past president.

Directors for 2013 are Terri Click Sloan, Century 21 Howe Realty & Auction; Betsy Coleman, Betsy Coleman Realty Co.; Rusty Ensor, Realty Executives Associates; Vicki Everbach, Realty Executives Associates; Jeff Grebe, Wiechert Realtors Advantage Plus; Barry Hensley, Real Living Southland Realtors; Richard Levenson, RE/MAX Preferred Properties; Linda Meese, Pinnacle Real Estate; Adelina Rotar, Keller Williams; Patricia Shepherd, Keystone Select Properties; Sally Spark, Century 21 Select Properties; Angie Page, Home Place Realty; BJ Swinehart, RE/MAX Preferred Properties; Jim Wallace, Coldwell Banker Wallace & Wallace.

John Adams III, founding principal of Cornerstone Commercial Real Estate Services, a Cushman & Wakefield Alliance Member, received the 2012 Realtor of the Year award. The award is the highest honor given to a Knoxville Area Association of REALTORS member. Adams is the first commercial member of Knoxville Area Association of REALTORS to receive the award in fifteen years.

Amanda Stone announced two Presidential Award recipients. BJ Swinehart received a presidential nod for her work as chairperson of the bylaws PAG. Jim Wallace was recognized for his work as chairperson of the MLS PAG that has been doing due diligence in the selection of the MLS vendor.

The Knoxville Area Association of REALTORS Affiliate Council recognized Valerie Privett, Privett Insurance Group, as 2012 Affiliate of the Year.

Sally Sparks, Century 21 Select Properties, was honored by the Knoxville Chapter of the Women’s Council of Realtors as 2012 Member of the Year. In addition, Laurie Jaynes received recognition as the chapter’s Affiliate Member of the Year.

Following the installation and awards program, members enjoyed a Downtown Hoedown with lots of food and fixins and boot scootin’ to the music of the Southern Drawl band. More than a few members were brave enough to saddle up for a wild ride on a menacing mechanical bull. “With many members reporting improving sales and market conditions, the evening provided members an opportunity to celebrate and express their optimism for a fantastic real estate year ahead“, said Knoxville Area Association of REALTORS EVP Lyle Irish.

The evening could not have been possible without the very generous support of Knoxville Area Association of REALTORS Affiliate members serving as event sponsors, including Drink Sponsor Privett Insurance Group, Title Sponsors Acopia Home Loans, United Capital Lending and Wells Fargo Mortgage, Band Sponsor US Bank Home Mortgage, and Mechanical Bull Sponsor The Knoxville News Sentinel. Please support the Knoxville Area Association of REALTORS sponsors. They support Knoxville Area Association of REALTORS and its members.

WE'RE Your Number 1 REALTOR of Choice..... Let’s go shopping for your Knoxville area home! http://justlistedknoxville.com/

Tennessee Real Estate Broker - REALTORS/MLS - Certified Residential Specialists CRS - Certified Buyer's Representative - Certified New Home Specialist - Short Sales & Foreclosures Certified - Residential Construction Certified.

Realty Investors LLC Regional Office 507 N Cedar Bluff Rd Knoxville, Tennessee 37923 Tennessee Real Estate License 261417 865-691-5348 Each Office is Independently Owned and Operated. Property Data Provided Agent and Companies member of: Knoxville Area Association of REALTOR® MLS and Great Smoky Mountains Association of REALTORS® MLS http://justlistedknoxville.com/

Oh yeah, in the next 2 weeks you will know of friends, neighbors, or coworkers who are looking to sell or buy a home or need a mortgage. “‘Be sure to tell them about us working together and feel free to send them our contact information or contact us personally or call us right away with their phone numbers so that I can help them, too.’

Market Up Date Knoxville Tennessee Single Family Real Estate Price Trends.

All real estate is local ... The median single family home price as of February 15 2013 for Knoxville, TN is  $172,204. With a Market Action Index as of February 15 2013 at  20.30. The average property in Knoxville as of February 15 2013 has been on the market for about  208 days. There are about  2,839 properties on the market in Knoxville as of February 15 2013. 



Tennessee Real Estate Broker - REALTORS/MLS - Certified Residential Specialists CRS - Certified Buyer's Representative - Certified New Home Specialist - Short Sales & Foreclosures Certified - Residential Construction Certified.http://justlistedknoxville.com/

Realty Investors LLC Regional Office 507 N Cedar Bluff Rd Knoxville, Tennessee 37923 Tennessee Real Estate License 261417 865-691-5348 Each Office is Independently Owned and Operated. http://justlistedknoxville.com/

February 08, 2013.......All real estate is local ...Market Up Date Knoxville Tennessee Single Family Real Estate Price Trends...........

WE NEED LISTINGS!!! 

We have buyers and no homes on the market! I listed a home in Lewisville and already have two offers on it!  We could sell it ten times over. Are you worried about listing during the "slow" time of year? Well, it's not slow! New builds are starting all over the place, houses are selling, prices are rising......Please if you or anyone you know is considering buying or selling a home! http://justlistedknoxville.com/



We provide ongoing client/consultant relationship, Services Include: Just Listed Knoxville provides Neighborhood to Neighborhood, Across Town, City to City, State to State Relocation Services Include Personal buying or selling advocacy, assistance in home mortgage approval, title and legal document preparation, home marketing, home inspection and appraisal coordination , household goods management, referral management, destination home buying counseling, home warranties and more all this for individuals. and more. http://justlistedknoxville.com/

Tennessee Real Estate Broker - REALTORS/MLS - Certified Residential Specialists CRS - Certified Buyer's Representative - Certified New Home Specialist - Short Sales & Foreclosures Certified - Residential Construction Certified.

Realty Investors LLC Regional Office 507 N Cedar Bluff Rd Knoxville, Tennessee 37923 Tennessee Real Estate License 261417 865-691-5348 Each Office is Independently Owned and Operated.