Christmas Greeting for You Just click on the puppy nose

Christmas Greeting for You Just click on the puppy nose

MLS Listings Direct From Every REALTOR From Every Real Estate Company From Every Listing Site all the area MLS LISTINGS in one location. Click HERE

Oh yeah, in the next 2 weeks you will know of friends, neighbors, or coworkers who are looking to sell or buy a home or need a mortgage. Be sure to tell them about us working together and feel free to send them our contact information or contact us personally or call us right away with their phone numbers so that I can help them, to.

STEVE Albin 865-235-1520 or 964-9476 TINA Mounger 865-748-6216 Trenna Hamilton 865-803-4466

Pre-Approval Letter

Change is certainly upon us… Pre-Approval Letter. Sellers of real estate including Bank-owned homes (REOs Real Estate Owned). Now require a pre-approval letter or Proof of Funds information in order to submit an offer.

"Without an Pre-Approval Letter, the seller may not even considered your purchase agreement even if it is the highest offer, Sellers will most often take the offer that is most likely to close. Sellers know the mortgage approval is generally the longest contingency to satisfy in a purchase contract."

Pre-Approval Letters must include that the Lender has verified employment , Lender has verified funds to close the sale Lender has data from all three credit reports. Here are a few sample types of documentation of Proof of Funds for Cash contracts: • Original bank statement • Online banking statement • Open equity line of credit • Copy of money market account balance • Certified financial statement.

JustListedKnoxville.com will always have MLS Listings From Every REALTOR From Every Real Estate Company From Every Listing Site that allows YOU to see all the area MLS LISTINGS in one location. YOUR Number # 1 REALTOR of CHOICE.